Finance

5 Reasons to Invest in Your Future with XCEL Pots

Why You Need a Smart Investment Savings Plan: 5 Reasons to Invest in Your Future with XCEL Pots 

Saving money is a habit many of us understand, but saving with a clear purpose and strategy can make an even bigger difference to our financial future. In Ghana, we often put money aside for important needs such as school fees, rent, family responsibilities, emergencies, starting a business, or making a major purchase. While setting […]

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Why Every Business Needs a Payment Gateway in 2026

In today’s fast-moving digital economy, customers expect payments to be simple, fast, secure, and convenient. Whether people are shopping online, paying bills, ordering services, or transferring money, seamless digital payment experiences have become a basic expectation rather than a luxury. For businesses in 2026, having a payment gateway is no longer optional, it is an

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Why a Payment Gateway Is No Longer Optional for Businesses in 2026

In today’s fast-moving digital economy, customers expect payments to be simple, fast, secure, and convenient. Whether people are shopping online, paying bills, ordering services, or transferring money, seamless digital payment experiences have become a basic expectation rather than a luxury. For businesses in 2026, having a payment gateway is no longer optional, it is an

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XCEL Now Supports PAPSS: Seamless Transfers to 12 African Countries

eTranzact Ghana is proud to announce a significant enhancement to the XCEL Ghana Super App with the integration of the Pan-African Payment and Settlement System (PAPSS). This integration enables users to send money instantly and securely to recipients in twelve African countries – directly from their mobile devices.  This new feature simplifies cross-border transactions, eliminates the traditional

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cyber security in ghana

eTranzact Stays Ahead of Online Fraud with Proactive Security Measures- Head Risk and Compliance

As cybercrime continues to rise across the fintech industry, eTranzact Ghana is stepping up its efforts to protect customers and digital assets through robust cybersecurity measures. The company’s Head of Risk and Compliance, Mr. David Sovor, shared these insights during an interview held at the company’s premises in Accra. Mr. Sovor emphasized the importance of

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eTranzact partners with UPSA to transform financial management in higher education

eTranzact, a leading provider of innovative financial technology solutions, has announced a groundbreaking partnership with the University of Professional Studies, Accra (UPSA) in Ghana. This collaboration marks a significant milestone in enhancing financial management within the higher education sector through the introduction of the eTranzact School Management System. The eTranzact School Management System is a cutting-edge platform designed to

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Your small business needs a Fintech partnership

The writer is the Chief Executive Officer, eTranzact Ghana Limited, a leading financial technology entity. Small and Medium-Sized Enterprises (SMEs), play an essential role in the economy of any country. They account for a significant portion of employment and Gross Domestic Product (GDP). Despite their importance, SMEs have consistently faced significant challenges in accessing finance.

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Securing Online Transactions in 2024: Exploring eTranzact’s Payfluid and Mobile Banking

In the ever-evolving landscape of online transactions, ensuring the security of digital payments has become a paramount concern. As individuals and businesses increasingly rely on online payment methods for their daily financial activities, the need for robust security measures has never been more critical. In this context, ETRANZACT, a prominent fintech institution, offers secure online

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5 Reasons you need USSD Code for your Business in 2024

What is USSD?USSD (also known as Unstructured Supplementary Service Data) can be defined as a global mobile communications system protocol that allows the sending of text messages.Although similar in function and purpose to SMS, there are some notable differences as it can be used with all types of phones and messaging apps.USSD offers carriers and

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Current economic challenges present opportunities for fintechs to innovate – eTranzact Ghana CEO

Ghana’s fintech industry has experienced significant growth in the past few years with technology reshaping the country’s financial services. Although the financial sector has taken a hit from recent economic challenges, players in the fintech space remain positive. One of them is John Apea, Chief Executive of eTranzact Ghana Ltd. He believes the economic downturn

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